MILŌN gives accountants an AI-powered finance function to run for their clients — turning financial statements into a shared workspace with a financial health diagnosis → cash forecasts → profitability waterfalls → a full-year budget → strategic recommendations → tracked employee actions.
AI powers MILŌN's financial intelligence brain. Your accountant reviews and signs off on the entire function. You see what matters, what comes next, and what needs to get done.
Works with QuickBooks Online and Xero. Connect QuickBooks Online or Xero, or upload the statements you already have.
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MILŌN looks at the four forces that determine the financial health of a business.
Is the business actually making money, and what is driving its profitability?
Gross margin, net margin, EBITDA, return on equity and the underlying drivers.
Is cash coming in and going out at a rate the business can sustain?
Operating cash, working capital, cash conversion, DSO, DPO and a 13-week forecast.
How effectively is the business using the assets and working capital it already has?
Inventory turnover, fixed-asset efficiency and working-capital performance.
How is the business funded, and how much financial pressure is that creating?
Debt, interest cover, gearing and solvency.
Calculated on every upload
A small business can have the same financial statements as a large company without having the finance team behind them to interpret those numbers, spot problems early, forecast cash, and turn analysis into action.
MILŌN gives accountants a way to install that capability for their clients — using AI to do the heavy analytical work while the accountant remains in control of the advice.
Connect QuickBooks Online or Xero, or upload the P&L and balance sheet you already have as a PDF, Excel file, or CSV — or simply upload a bank statement.
MILŌN analyzes 19 carefully selected financial ratios across four pillars of financial health. DuPont analysis helps break profitability down to identify where the underlying problem sits.
MILŌN uses Claude to turn the financial analysis and business context into clear recommendations, a 13-week cash forecast, and an actionable plan.
The accountant reviews the AI-generated analysis and recommendations, makes any necessary changes, and signs off before the client sees the advice.
Recommendations become assigned actions that can be followed through and tracked — turning financial advice into an ongoing finance workflow.
MILŌN brings both sides of the financial workflow together.
AI prepares. Accountant reviews and signs off. Owner understands and acts.
The result is a finance function that can follow the business — not just report on it.
Your clients already depend on you for their financial information. MILŌN gives your firm a structured way to turn that information into ongoing financial analysis, recommendations, and action.
You shouldn't need to be a CFO to understand the financial state of your business.
MILŌN gives you a clear view of your financial health, where the problems are, what they mean, where cash is heading, and what needs to happen next.
Your accountant remains involved. You get the information in plain English, the recommendations they have reviewed, and a place to track what actually gets done.
For years, sophisticated financial analysis and dedicated finance teams were largely available to businesses that could afford them.
MILŌN is built around a different idea: the size of your business should not determine the quality of financial information available to you.
An accountant can deploy MILŌN as the finance function behind the business, while the owner gets the clarity, visibility, and information to make better decisions.
One platform. One financial picture. A finance function in your pocket.
Accounting firms subscribe on a flat USD band by active client count. Starter is free (up to 3 active clients). South African firms can pay ZAR at Checkout via Adaptive Pricing. Watchlist clients stay on your radar at no charge — they don't count toward billed seats until you activate a full workspace. FOUNDING is 50% off monthly firm bands and does not stack with annual billing. AI prepares the analysis; the accountant reviews and signs off.
White-label the whole platform. Charge your clients a monthly advisory retainer. MILŌN is your engine. Billed in USD (Solo from $99/mo); South African firms can pay ZAR at Checkout.
FOUNDING is 50% off monthly firm bands and does not stack with annual billing.
USD list prices. South African firms can pay in ZAR at Checkout (Adaptive Pricing). Watchlist clients stay on your radar at no charge — they don't count toward billed seats until you activate a full workspace.
| Band | Active clients | Monthly | Start |
|---|---|---|---|
| Starter | Up to 3 | Free | |
| Solo | Up to 15 | $99/mo | |
| Small | Up to 25 | $149/mo | |
| Growing | Up to 50 | $249/mo | |
| Established | Up to 75 | $349/mo | |
| Larger | Up to 125 | $499/mo | |
| Advanced | Up to 200 | $649/mo | |
| Scale | Up to 500 | $999/mo | |
| Enterprise | Unlimited | Custom | Talk to us |
Business owners: Spark is free during early access and does not ask for a card. Your accountant can run the finance function on a firm band above.
MILŌN is built for accounting firms first, and for the business owners they serve. Choose yours — the same workspace connects both.
Your clients already depend on you for their financial information. MILŌN gives your firm an AI-powered finance function you can run across those clients — you review and sign off before advice reaches them.
You shouldn't need to be a CFO to understand the financial state of your business. See your health, cash, problems, recommendations, and progress — reviewed by your accountant — in one workspace.
Set up your practice, pick a USD client-count band (Starter is free for up to 3 active clients), and run the finance function across the book. Business owners can still start on Spark below, free during early access.
No, MILŌN works alongside your accountant to provide financial analysis, financial health insights, cash-flow forecasting, and practical recommendations. AI prepares the analysis using your financial information, while a qualified accountant reviews and signs off before advice is shown to a client. MILŌN is not an accounting ledger, audit, CPA opinion, or regulated financial advice service.
No, you do not need QuickBooks or Xero to use MILŌN. When the books are already there, connect QuickBooks Online or Xero and MILŌN reads the profit and loss and balance sheet. You can also upload a P&L and balance sheet as a PDF, Excel file, or CSV, or upload a bank statement.
No, your client financial information is not used to train third-party AI models. Identifiers (company names, tax IDs, account numbers) are stripped before model calls; amounts stay so workings and accountant sign-off use real figures. Client numbers are not used to train third-party models, while AI is used within MILŌN to prepare financial analysis for human accountant review.
MILŌN turns your financial information into a clear view of your business's financial health and what may need attention. It assesses profit, assets, financing, and cash using 19 carefully selected financial ratios, including DuPont analysis, and provides a 13-week cash-flow forecast. AI then helps prepare context-driven analysis and recommendations for accountant review.
Accounting firms subscribe on USD bands by active client count (Starter free through Scale; Enterprise is a custom quote) through Stripe Checkout. South African firms can pay ZAR at Checkout via Adaptive Pricing. Business owners can start free with Spark during early access, with no card required.
More detail on cost, data, and how advisory works is on the questions page.